How Providence’s Network of Livelihood Loan Organization’s are accountable:

A formal written contract details the conditions for the grant relationship with each organization.

• Records and reports are required for each loan recipient and revolving loan fund organization
• Records include number and amount  of each loan, interest, repayment records and bad debt.
• All Providence Livelihood Loan Organization (LLO) partners provide annual reports and are audited by independent Certified Public Accountants
• Forms IRS 990 financial reports are available to the public for Providence and each participating Providence LLO.
• Each organization has an active Board of Directors. Providence's board members have a combined 352 years of successful business experience
• Field visits can be scheduled for all those who would like to review the LLO projects in operation.
• Inquiries are welcome through this website or at P.O. Box 993544 Redding CA 96099.  Also you may link to all of our LLO Partner Micro-Finance and Small business web pages and websites on the Partners page and view the project pictures, stories and annual reports.

Providence and its Livelihood Loan Organization network maintain a standard of excellence and best practices as their signature for public record.